We can get a Chinese New Year lucky money every year,but not all the reasonable use of it.I will get a part of to my parents,the other one is by their own bank.My parents also support me to do so. In my opinion,this is a reasonable approach.Because many people's self-control is not good,if all the money on his own,it will quickly spend it.But if he do not have any money,and no way to buy want to buy things.Therefore,it is to help parents keep a part of the money,other part of the money to retain our hands.